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Apartments under $1,100 for Rent in Panama City, FL

138 Rentals
.
  40. 2 BEDS, 1.5 BATHS
    $1,025

    830 West St

    830 West St, Panama City, FL 32404
  41. 1 BED, 1 BATH
    $895

    7718 FL-22

    7718 FL-22, Panama City, FL 32404
  42. 2 BEDS, 1.5 BATHS
    $950

    130 Cheri Ln

    130 Cheri Ln, Panama City, FL 32404
Showing 42 of 71 results, Page 1 of 2

Panama City at a Glance

Average Rent

$1,214
(All bedrooms and property types)
Learn more about
Average Rent in Panama City
4

School Rating

out of 10 Rating
Learn more about
Schools in Panama City
12

Some Transit

out of 100 TransitScore® Rating
Learn more about
Transportation in Panama City
46

Somewhat Bikeable

out of 100 BikeScore® Rating
Learn more about
Transportation in Panama City

Panama City, FL Apartments for Rent

Panama City is the county seat of Bay County and the largest city along Florida's Gulf Coast between Tallahassee and Pensacola, situated along U.S. Highway 98 and the shores of St. Andrews Bay. Those searching for apartments for rent in Panama City will discover diverse options in this coastal community, from studios averaging around $833 per month to spacious three-bedroom units at approximately $1,788. The city's historic roots trace back to the early 1900s, when several smaller settlements combined to form the port city recognized today for its maritime heritage and access to the Emerald Coast.

Renting in Panama City appeals to those seeking affordable coastal living with convenient access to employment, education, and recreation. The historic St. Andrews neighborhood features a waterfront district with local shops and a weekly farmers market, while the downtown area showcases an expanding arts scene and dining options specializing in fresh seafood. Florida State University Panama City and Gulf Coast State College provide educational opportunities, and Tyndall Air Force Base serves as a major employer in the region. Residents can easily reach Panama City Beach via U.S. Highway 98, and the city's location on St. Andrews Bay provides year-round access to boating, fishing, and outdoor activities at local parks and marinas.

Renting in Panama City

Average Rental Rates and Apartment Sizes

Top Budget-Friendly Neighborhoods in Panama City

(For 1 bedroom apartments)

Getting Around Panama City

Transportation

40

Car-Dependent

out of 100 WalkScore® Rating
You might be able to get out and walk when living in this area. Some errands can be accomplished on foot, but for others you need a car.
46

Somewhat Bikeable

out of 100 BikeScore® Rating
You might be able to find places to ride your bike in this area, but you'll most likely want your car for most errands.
12

Minimal Transit

out of 100 TransitScore® Rating
You'll likely want a car when living in this area since it has few transit options.
Scores provided by Walk Scoreⓘ

Education

GreatSchools Rating
Bay High School

Public High School

Public
Grades 9-12
1,255 Students
GreatSchools Rating
Merritt Brown Middle School

Public Middle School

Public
Grades 6-8
701 Students
GreatSchools Rating
Jinks Middle School

Public Middle School

Public
Grades 6-8
570 Students
GreatSchools Rating
Hutchison Beach Elementary School

Public Elementary School

Public
Grades K-5
621 Students

Data provided by GreatSchools.org 2025 © 2025. All rights reserved.

Apartments for Rent Near Panama City

Panama City Apartments for Rent in Your Budget

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