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Apartments for Rent in Panama City, FL with Utilities Included

398 Rentals
.
  3. Rent Special
    Rent Special
    1 BED
    $1,359+
    2 BEDS
    $1,559+
    3 BEDS
    $1,759+
    Total Monthly Price Total Monthly Price New
    Base Rent$1,359 - $1,779
    Required Monthly FeesNone
    Total Monthly Price$1,359 - $1,779

    Arbor Trace Apartment Homes

    3900 Arbor Trace Dr, Lynn Haven, FL 32444
    (850) 771-2623
  34. Building Photo - 5230 Beach Dr
    1 BED, 1 BATH
    $1,200
    Total Monthly Price Total Monthly Price New
    Base Rent$1,200 - $1,250
    Required Monthly FeesNone
    Total Monthly Price$1,200 - $1,250

    5230 Beach Dr

    5230 Beach Dr, Panama City, FL 32408
    Apply
  35. Building Photo - 4459 Ashland Rd
    3 BEDS, 2.5 BATHS
    $3,300
    Total Monthly Price Total Monthly Price New
    Base Rent$3,300
    Required Monthly FeesNone
    Total Monthly Price$3,300

    4459 Ashland Rd

    4459 Ashland Rd, Panama City, FL 32405
    Apply
  36. Building Photo - 2510 W 9th St
    2 BEDS, 1 BATH
    $1,400
    Total Monthly Price Total Monthly Price New
    Base Rent$1,400
    Required Monthly FeesNone
    Total Monthly Price$1,400

    2510 W 9th St

    2510 W 9th St, Panama City, FL 32401
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  37. Building Photo - 131 Gwyn Dr
    2 BEDS, 2 BATHS
    $1,700
    Total Monthly Price Total Monthly Price New
    Base Rent$1,700
    Required Monthly FeesNone
    Total Monthly Price$1,700

    131 Gwyn Dr Unit D

    131 Gwyn Dr, Panama City, FL 32408
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  38. 2 BEDS, 1 BATH
    $1,300
    Total Monthly Price Total Monthly Price New
    Base Rent$1,300
    Required Monthly FeesNone
    Total Monthly Price$1,300

    5409 Hilltop Ave Unit B

    5409 Hilltop Ave, Panama City Beach, FL 32408
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  39. 2 BEDS, 1.5 BATHS
    $1,595
    Total Monthly Price Total Monthly Price New
    Base Rent$1,595
    Required Monthly FeesNone
    Total Monthly Price$1,595

    2519 beech st

    2519 beech st, Panama City Beach, FL 32408
    Apply
  40. 2 BEDS, 1 BATH
    $1,400
    Total Monthly Price Total Monthly Price New
    Base Rent$1,400
    Required Monthly FeesNone
    Total Monthly Price$1,400

    2510 W 9th St Unit 2510 D

    2510 W 9th St, Panama City, FL 32401
  41. Building Photo - 6913 Cherry St
    2 BEDS, 1.5 BATHS
    $1,225
    Total Monthly Price Total Monthly Price New
    Base Rent$1,225
    Required Monthly FeesNone
    Total Monthly Price$1,225

    6913 Cherry St Unit N

    6913 Cherry St, Panama City, FL 32404
Showing 42 of 46 results, Page 1 of 2

Panama City at a Glance

Average Rent

$1,218
(All bedrooms and property types)
Learn more about
Average Rent in Panama City
8

School Rating

out of 10 Rating
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Schools in Panama City

Panama City, FL Apartments for Rent

Panama City is the county seat of Bay County and the largest city along Florida's Gulf Coast between Tallahassee and Pensacola, situated along U.S. Highway 98 and the shores of St. Andrews Bay. Those searching for apartments for rent in Panama City will discover diverse options in this coastal community, from studios averaging around $833 per month to spacious three-bedroom units at approximately $1,788. The city's historic roots trace back to the early 1900s, when several smaller settlements combined to form the port city recognized today for its maritime heritage and access to the Emerald Coast.

Renting in Panama City appeals to those seeking affordable coastal living with convenient access to employment, education, and recreation. The historic St. Andrews neighborhood features a waterfront district with local shops and a weekly farmers market, while the downtown area showcases an expanding arts scene and dining options specializing in fresh seafood. Florida State University Panama City and Gulf Coast State College provide educational opportunities, and Tyndall Air Force Base serves as a major employer in the region. Residents can easily reach Panama City Beach via U.S. Highway 98, and the city's location on St. Andrews Bay provides year-round access to boating, fishing, and outdoor activities at local parks and marinas.

Renting in Panama City

Average Rental Rates and Apartment Sizes

Top Budget-Friendly Neighborhoods in Panama City

(For 1 bedroom apartments)
  • Neighborhoods Average Sq Ft Average Rent
  • Pretty Bayou 692 Sq Ft $1,428/mo
  • SweetBay 660 Sq Ft $1,440/mo

Education

GreatSchools Rating
The Collegiate School at FSU Panama City

Public High School

Public
Grades 9-12
277 Students
GreatSchools Rating
North Bay Haven Career Academy

Public High School

Public
Grades 9-12
886 Students
GreatSchools Rating
Bay Haven Charter Middle School

Public Middle School

Public
Grades 6-8
436 Students
GreatSchools Rating
North Bay Haven Charter Academy Middle School

Public Middle School

Public
Grades 6-8
554 Students
GreatSchools Rating
North Bay Haven Charter Academy Elementary School

Public Elementary School

Public
Grades K-5
695 Students
GreatSchools Rating
Hutchison Beach Elementary School

Public Elementary School

Public
Grades K-5
549 Students

Data provided by GreatSchools.org 2025 © 2025. All rights reserved.

Apartments for Rent Near Panama City

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