Last Updated: 3 Days Ago

TWO MONTHS FREE AND FREE APP FEES!

Call today and ask about our current special: TWO MONTHS FREE AND FREE APP FEES! More information available in the leasing office.

Monthly Rent

$899 - $1,399

Beds

Studio - 2

Baths

1

* Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.

Note: Based on community-supplied data and independent market research. Subject to change without notice.

Lease Terms

12 mo

Fees and Policies

The fees below are based on community-supplied data and may exclude additional fees and utilities.

  • One-Time Basics
    • Due at Application
      • Application Fee Per Applicant
        $50

Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

About Cottages by the Bay

Cottages By The Bay is a charming apartment community with quaint and cozy studio, 1 and 2 bedroom apartments. All apartments are one level, no one above or below you! Cottages By The Bay is conveniently located just minutes away from the world's most beautiful beaches and 1 mile from the navy base.

Cottages by the Bay is located in Panama City Beach, Florida in the 32408 zip code. This apartment community was built in 1985 and has 1 story with 70 units.

Special Features

  • New Flooring And Upgrades!!
  • On-site Garbage

Community Features

  • Laundry Facilities
  • Maintenance on site
  • Planned Social Activities
  • Grill

Floorplan Amenities

  • High Speed Internet Access
  • Washer/Dryer Hookup
  • Air Conditioning
  • Heating
  • Ceiling Fans
  • Cable Ready
  • Tub/Shower
  • Dishwasher
  • Disposal
  • Island Kitchen
  • Eat-in Kitchen
  • Kitchen
  • Oven
  • Range
  • Refrigerator
  • Breakfast Nook
  • Carpet
  • Vinyl Flooring
  • Attic
  • Patio

Parking

Surface Lot

Parking Available

Security

  • Package Service
  • Property Manager on Site

Pet Policy

Dogs Allowed

Breed restrictions may apply

  • $20 Monthly Pet Rent
  • $350 Fee
  • 2 Pet Limit

Cats Allowed

$20 per pet two max

  • $20 Monthly Pet Rent
  • $350 Fee
  • 2 Pet Limit

Universities

Parks & Recreation

  • St. Andrews State Park

    Drive: 8 min 3.3 mi

  • Science and Discovery Center of Northwest Florida

    Drive: 15 min 8.4 mi

Shopping Centers & Malls

Military Bases

Schools

 GreatSchools Rating

Private Elementary, Middle & High School

(850) 215-2614
Grades K-12

Data provided by GreatSchools.org 2025 © 2025. All rights reserved.

Panama City Beach, FL

Ratings

Walkability

NR
Not Rated

Transit

NR
Not Rated

Bikeability

NR
Not Rated

Renter Reviews

For Cottages by the Bay
5 Ratings & Reviews
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