Note: Properties with the Total Monthly Price badge include all required fees. Tap the badge for more details.
-

Bedrooms

Bathrooms

Deals & Discount Filters
All Filters

Deals & Discounts

Price Range

–

Beds & Baths

Beds

Baths

Home Type

Pet Policy

Interior & Community Amenities

    • See More
    • See Less

Speciality Housing

Keyword Search

Apartments For Rent By Owner in Panama City, FL

23 Rentals
.
  1. Building Photo - 316 Brady Way
    3 BEDS, 2 BATHS
    $2,300
    Total Monthly Price Total Monthly Price New
    Base Rent$2,300
    Required Monthly FeesNone
    Total Monthly Price$2,300

    316 Brady Way

    316 Brady Way, Panama City, FL 32408
    (850) 771-7953
  2. Building Photo - 6214 E Azalea Ave
    2 BEDS, 2 BATHS
    $1,800
    Total Monthly Price Total Monthly Price New
    Base Rent$1,800
    Required Monthly FeesNone
    Total Monthly Price$1,800

    6214 E Azalea Ave

    6214 E Azalea Ave, Panama City, FL 32408
    (850) 771-1371
  4. 3 BEDS, 2.5 BATHS
    $2,000
    Total Monthly Price Total Monthly Price New
    Base Rent$2,000
    Required Monthly FeesNone
    Total Monthly Price$2,000

    7479 Shadow Lake Dr

    7479 Shadow Lake Dr, Panama City Beach, FL 32407
    (850) 818-3253
  5. Building Photo - 1110 Sheffield Ave
    3 BEDS, 2 BATHS
    $1,700
    Total Monthly Price Total Monthly Price New
    Base Rent$1,700
    Required Monthly FeesNone
    Total Monthly Price$1,700

    1110 Sheffield Ave

    1110 Sheffield Ave, Panama City, FL 32401
    Apply
  6. Building Photo - 1014 Kurze Ave
    3 BEDS, 2 BATHS
    $1,650
    Total Monthly Price Total Monthly Price New
    Base Rent$1,650
    Required Monthly FeesNone
    Total Monthly Price$1,650

    1014 Kurze Ave

    1014 Kurze Ave, Panama City, FL 32401
    Apply
  7. 4 BEDS, 2 BATHS
    $2,400
    Total Monthly Price Total Monthly Price New
    Base Rent$2,400
    Required Monthly FeesNone
    Total Monthly Price$2,400

    6714 Fox Lake Dr

    6714 Fox Lake Dr, Panama City, FL 32404
    Apply
  8. 4 BEDS, 2 BATHS
    $2,495
    Total Monthly Price Total Monthly Price New
    Base Rent$2,495
    Required Monthly FeesNone
    Total Monthly Price$2,495

    4213 Dairy Farm Rd

    4213 Dairy Farm Rd, Panama City, FL 32404
    Apply
  9. 1 BED, 1 BATH
    $1,200
    Total Monthly Price Total Monthly Price New
    Base Rent$1,200 - $1,250
    Required Monthly FeesNone
    Total Monthly Price$1,200 - $1,250

    5230 Beach Dr

    5230 Beach Dr, Panama City, FL 32408
    Apply
  10. 2 BEDS, 2 BATHS
    $1,500
    Total Monthly Price Total Monthly Price New
    Base Rent$1,500
    Required Monthly FeesNone
    Total Monthly Price$1,500

    3117 Debra Blvd

    3117 Debra Blvd, Panama City, FL 32405
    Apply
  11. Rent Special
    Rent Special
    2 BEDS, 1 BATH
    $1,700
    Total Monthly Price Total Monthly Price New
    Base Rent$1,700
    Required Monthly FeesNone
    Total Monthly Price$1,700

    2100 W Beach Dr Unit F102

    2100 W Beach Dr, Panama City, FL 32401
    Apply
  12. 2 BEDS, 2 BATHS
    $1,895
    Total Monthly Price Total Monthly Price New
    Base Rent$1,895
    Required Monthly FeesNone
    Total Monthly Price$1,895

    511 Massalina Dr

    511 Massalina Dr, Panama City, FL 32401
    Apply
  13. 2 BEDS, 1 BATH
    $1,300
    Total Monthly Price Total Monthly Price New
    Base Rent$1,300
    Required Monthly FeesNone
    Total Monthly Price$1,300

    3906 E 11th St Unit #B

    3906 E 11th St, Panama City, FL 32404
    Apply
  14. 2 BEDS, 1 BATH
    $1,300
    Total Monthly Price Total Monthly Price New
    Base Rent$1,300
    Required Monthly FeesNone
    Total Monthly Price$1,300

    3906 E 11th St Unit #B

    3906 E 11th St, Panama City, FL 32404
    Apply
  15. 3 BEDS, 2 BATHS
    $1,800
    Total Monthly Price Total Monthly Price New
    Base Rent$1,800
    Required Monthly FeesNone
    Total Monthly Price$1,800

    1106 Bradley Cir

    1106 Bradley Cir, Lynn Haven, FL 32444
    Apply
  16. 3 BEDS, 2.5 BATHS
    $2,000
    Total Monthly Price Total Monthly Price New
    Base Rent$2,000
    Required Monthly FeesNone
    Total Monthly Price$2,000

    5889 Tyndall Pl

    5889 Tyndall Pl, Callaway, FL 32404
    Apply
  17. 3 BEDS, 2 BATHS
    $3,800
    Total Monthly Price Total Monthly Price New
    Base Rent$3,800
    Required Monthly FeesNone
    Total Monthly Price$3,800

    5616 Pinetree Ave

    5616 Pinetree Ave, Panama City Beach, FL 32408
    Apply
  18. 3 BEDS, 2 BATHS
    $2,400
    Total Monthly Price Total Monthly Price New
    Base Rent$2,400
    Required Monthly FeesNone
    Total Monthly Price$2,400

    1517 Inverness Rd

    1517 Inverness Rd, Lynn Haven, FL 32444
    Apply
  19. 2 BEDS, 1 BATH
    $1,400
    Total Monthly Price Total Monthly Price New
    Base Rent$1,400
    Required Monthly FeesNone
    Total Monthly Price$1,400

    2510 W 9th St Unit 2510 D

    2510 W 9th St, Panama City, FL 32401
  20. Rent Special
    Rent Special
    2 BEDS, 1 BATH
    $1,100
    Total Monthly Price Total Monthly Price New
    Base Rent$1,100
    Required Monthly FeesNone
    Total Monthly Price$1,100

    5820 Hickory St Unit Apt 2

    5820 Hickory St, Panama City, FL 32404
  21. 2 BEDS, 1.5 BATHS
    $1,300
    Total Monthly Price Total Monthly Price New
    Base Rent$1,300
    Required Monthly FeesNone
    Total Monthly Price$1,300

    6913 Cherry St Unit N

    6913 Cherry St, Panama City, FL 32404

Panama City at a Glance

Average Rent

$1,197
(All bedrooms and property types)
Learn more about
Average Rent in Panama City
8

School Rating

out of 10 Rating
Learn more about
Schools in Panama City

Panama City, FL Apartments for Rent

Panama City is the county seat of Bay County and the largest city along Florida's Gulf Coast between Tallahassee and Pensacola, situated along U.S. Highway 98 and the shores of St. Andrews Bay. Those searching for apartments for rent in Panama City will discover diverse options in this coastal community, from studios averaging around $833 per month to spacious three-bedroom units at approximately $1,788. The city's historic roots trace back to the early 1900s, when several smaller settlements combined to form the port city recognized today for its maritime heritage and access to the Emerald Coast.

Renting in Panama City appeals to those seeking affordable coastal living with convenient access to employment, education, and recreation. The historic St. Andrews neighborhood features a waterfront district with local shops and a weekly farmers market, while the downtown area showcases an expanding arts scene and dining options specializing in fresh seafood. Florida State University Panama City and Gulf Coast State College provide educational opportunities, and Tyndall Air Force Base serves as a major employer in the region. Residents can easily reach Panama City Beach via U.S. Highway 98, and the city's location on St. Andrews Bay provides year-round access to boating, fishing, and outdoor activities at local parks and marinas.

Renting in Panama City

Average Rental Rates and Apartment Sizes

Top Budget-Friendly Neighborhoods in Panama City

(For 1 bedroom apartments)

Average Rent in Nearby Cities

(For 1 bedroom apartments)

Education

GreatSchools Rating
The Collegiate School at FSU Panama City

Public High School

Public
Grades 9-12
Students
GreatSchools Rating
North Bay Haven Career Academy

Public High School

Public
Grades 9-12
Students
GreatSchools Rating
Bay Haven Charter Middle School

Public Middle School

Public
Grades 6-8
Students
GreatSchools Rating
North Bay Haven Charter Academy Middle School

Public Middle School

Public
Grades 6-8
Students
GreatSchools Rating
North Bay Haven Charter Academy Elementary School

Public Elementary School

Public
Grades K-5
Students
GreatSchools Rating
Hutchison Beach Elementary School

Public Elementary School

Public
Grades K-5
Students

Data provided by GreatSchools.org 2025 © 2025. All rights reserved.

Apartments for Rent Near Panama City

Specialty Housing

Choose by Amenities

Panama City Apartments for Rent in Your Budget

Frequently asked questions about renting in Panama City, FL

What are the average rent costs in Panama City, FL?

The average rent in Panama City, FL is $1,197.

What are the average rent costs of a studio apartment in Panama City, FL?

The average rent for a studio apartment in Panama City, FL is $832.

What are the average rent costs of a one bedroom apartment in Panama City, FL?

The average rent for a 1 bedroom apartment in Panama City, FL is $1,197.

What are the average rent costs of a two bedroom apartment in Panama City, FL?

The average rent for a 2 bedroom apartment in Panama City, FL is $1,486.

What are the average rent costs of a three bedroom apartment in Panama City, FL?

The average rent for a 3 bedroom apartment in Panama City, FL is $1,785.

What are the average rent costs of a four bedroom apartment in Panama City, FL?

The average rent for a 4 bedroom apartment in Panama City, FL is $2,108.

tooltips

I would like to...
0 out of 400 characters
By clicking above, you agree we may pass along your info so this property or the property’s affiliates can email, call, text, or autodial you to follow up and for any purpose. You also agree to... By clicking above, you agree we may pass along your info so this property or the property’s affiliates can email, call, text, or autodial you to follow up and for any purpose. You also agree to Apartmentfinder.com’s Privacy Statement and Terms of Service. Consent is not a condition for services. Message and data rates may apply. Read More Read Less

Submitting Request

Thank You

Your email has been sent.

Learn about our ratings.