3 BEDS, 2 BATHS
$1,400
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Apartments For Rent By Owner in Panama City, FL
27 Rentals
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3 BEDS, 1 BATH$1,500
123 Keystone Plz Unit 123 Keystone Plaza
123 Keystone Plz, Panama City, FL 32404 -
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Discounts
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3 BEDS, 2 BATHS$2,200
3136 Lawton Ct
3136 Lawton Ct, Panama City, FL 32405 -
2 BEDS, 1 BATH$1,295
1211 Friendship Ave Unit A
1211 Friendship Ave, Panama City, FL 32401 -
1 BED, 1 BATH$1,550
6414 Stoney Point Rd Unit B
6414 Stoney Point Rd, Panama City, FL 32404 -
5 BEDS, 3 BATHS$2,400
1018 W 12th St
1018 W 12th St, Panama City, FL 32401
Panama City at a Glance
Panama City, FL Apartments for Rent
Panama City is the county seat of Bay County and the largest city along Florida's Gulf Coast between Tallahassee and Pensacola, situated along U.S. Highway 98 and the shores of St. Andrews Bay. Those searching for apartments for rent in Panama City will discover diverse options in this coastal community, from studios averaging around $833 per month to spacious three-bedroom units at approximately $1,788. The city's historic roots trace back to the early 1900s, when several smaller settlements combined to form the port city recognized today for its maritime heritage and access to the Emerald Coast.
Renting in Panama City appeals to those seeking affordable coastal living with convenient access to employment, education, and recreation. The historic St. Andrews neighborhood features a waterfront district with local shops and a weekly farmers market, while the downtown area showcases an expanding arts scene and dining options specializing in fresh seafood. Florida State University Panama City and Gulf Coast State College provide educational opportunities, and Tyndall Air Force Base serves as a major employer in the region. Residents can easily reach Panama City Beach via U.S. Highway 98, and the city's location on St. Andrews Bay provides year-round access to boating, fishing, and outdoor activities at local parks and marinas.
Renting in Panama City
Average Rental Rates and Apartment Sizes
- Apartment Type Average Sq Ft Average Rent
- Studio 353 Sq Ft $834 / mo
- 1 Bedroom 760 Sq Ft $1,214 / mo
- 2 Bedrooms 1,065 Sq Ft $1,494 / mo
- 3 Bedrooms 1,372 Sq Ft $1,790 / mo
- 4 Bedrooms 1,806 Sq Ft $2,214 / mo
Top Budget-Friendly Neighborhoods in Panama City
(For 1 bedroom apartments)- Neighborhoods Average Sq Ft Average Rent
- St Andrews 761 Sq Ft $1,131/mo
- SweetBay 652 Sq Ft $1,439/mo
- Pretty Bayou 661 Sq Ft $1,442/mo
Average Rent in Nearby Cities
(For 1 bedroom apartments)- Cities Average Rent
- Panama City $1,320/mo
- Panama City Beach $1,643/mo
- Inlet Beach $2,363/mo
Getting Around Panama City
Education
Data provided by GreatSchools.org 2025 © 2025. All rights reserved.
Apartments for Rent Near Panama City
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Panama City Apartments for Rent in Your Budget
- Apartments with Move-In Specials in Panama City, FL
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Frequently asked questions about renting in Panama City, FL
What are the average rent costs in Panama City, FL?
The average rent in Panama City, FL is $1,214.
What are the average rent costs of a studio apartment in Panama City, FL?
The average rent for a studio apartment in Panama City, FL is $834.
What are the average rent costs of a one bedroom apartment in Panama City, FL?
The average rent for a 1 bedroom apartment in Panama City, FL is $1,214.
What are the average rent costs of a two bedroom apartment in Panama City, FL?
The average rent for a 2 bedroom apartment in Panama City, FL is $1,494.
What are the average rent costs of a three bedroom apartment in Panama City, FL?
The average rent for a 3 bedroom apartment in Panama City, FL is $1,790.
What are the average rent costs of a four bedroom apartment in Panama City, FL?
The average rent for a 4 bedroom apartment in Panama City, FL is $2,214.
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Note: Based on community-supplied data and independent market research. Subject to change without notice.