Last Updated: 1 Day Ago

Monthly Rent

$825

Beds

2

Baths

1

* Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.

Note: Based on community-supplied data and independent market research. Subject to change without notice.

Lease Terms

Contact office for Lease Terms

Fees and Policies

The fees below are based on community-supplied data and may exclude additional fees and utilities.

  • Dogs
    • Allowed
  • Cats
    • Allowed

Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

About Ridge Terrace

Lovely 2-bedroom 1-bath apartment with modern amenities that will make you feel right at home. With abundant natural light, a well-equipped kitchen with a dishwasher, refrigerator, and stove, and generous-sized bedrooms with a master bedroom ensuite and walk-in closet. Enjoy the views of your neighborhood on the balcony accessible from the double glass sliding doors from the bedrooms. Live comfortably with the modern conveniences of electric heating, central heating and air, and a smart home system that ensures energy efficiency and a healthy living environment. Smaller pets at 30 lbs. max are welcome. Situated next to Route 41, easy acces to downtown and East Ridge with everything you need just a few minutes away. Apply now and grab this apartment before it's gone! ---------------------------- Only $825 Deposit ---------------------------- Ask us about our Obligo Deposit-Free Lease Program! Qualified tenants can skip the traditional security deposit and pay a smaller, manageable monthly fee instead. Learn more: Availability Date Move-in date may change depending on property condition or vacancy status. ---------------------------- MONTHLY CHARGES (in addition to base rent) ---------------------------- Electric (Allowance) ............. $100 Water (Allowance) ................ $60 Internet/WIFI .................... $45 Sewer ............................ $100 Laundromat Access ................ $25 Smart Home Automation ............ $20.95 Resident Benefits Package ........ $49.95 All Bills Paid Program ........... $9.95 ---------------------------- AMENITIES ---------------------------- - Smart Home Automation - Central Heat and Air - Electric Heat - Balcony - Refrigerator, Stove, Dishwasher - Washer and Dryer Hookup - Pet Friendly (30lbs max) - Section 8 Accepted ---------------------------- LEASE TERMS ---------------------------- - 12-Month Lease:................. Base Rent - 6-11 Months:.................... +$100/month - Under 6 Months:................. +$250/month - Month-to-Month:................. +$250/month ---------------------------- MANDATORY PROGRAMS & FEES ---------------------------- Smart Home Automation ............ $20.95/month (mandatory) - Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs. Resident Benefits Package ........ $49.95 - Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings. Smoking/Vaping Fee ............... $200 one-time (non-refundable) - Required if you smoke or vape, even outside, to cover additional cleaning/prep costs. ---------------------------- UTILITY CONCIERGE SERVICE (Required) ---------------------------- Utility Setup Fee ................ $175 one-time (non-refundable) - Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers. Utility Service Admin Fee ........ $9.95/month - Charged for consolidated billing, service management, and ongoing utility coordination. Water Allowance .................. $60/month - Monthly water usage allowance. Any overages will be billed to the tenant. Electric Allowance ............... $100/month - Monthly electricity usage allowance. Overages will be billed to the tenant. Internet/WIFI .................... $45/month - High-speed internet access included as part of your utility package. Sewer Allowance.................... $100/month - Monthly sewer usage allowance. Overages will be billed to the tenant. Billing Convenience .............. One simple bill - Receive one combined bill for rent and utilities with reminders and full transparency. ---------------------------- PET POLICY ---------------------------- - Standard/Regular Breeds: - $300 non-refundable fee per pet - $25/month for 1st pet; $10/month for each additional (max 3) - Restricted/Aggressive Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc. - No fees for ESA or Service Animals - Pet Application Fee: $30/pet (excluding ESA/Service Animals) ---------------------------- APPLICATION REQUIREMENTS ---------------------------- CREDIT REQUIREMENTS: If employed 1+ year at current job: - 600-649: Standard Deposit - 550-599: Standard Deposit + 50% rent Mitigation Fee - 500-549: Standard Deposit + 100% rent Mitigation Fee - 499 and below: Cosigner required (600+ credit score, 2x rent income) If employed under 1 year: - 650+: Standard Deposit - 600-649: Standard + 50% Mitigation Fee - 550-599: Standard + 100% Mitigation Fee - 500-549: Standard + 150% Mitigation Fee - No credit: Cosigner required (600+ score, 2x rent) AUTOMATIC DENIALS: - Utility Collections - Evictions - Felonies/Misdemeanor (within the last 10 years) - Landlord Collections - Drug Charges - Bankruptcies (within the last 5 years) ---------------------------- APPLICATION PROCESS ---------------------------- - Apply online: - Application fee: $65/adult (non-refundable) - Processing time: 2-3 business days ---------------------------- INCOME REQUIREMENT ---------------------------- - Combined household income must be at least 2x the rent ---------------------------- MOVE-IN COSTS ---------------------------- - First months rent (prorated) - Security deposit - $100 lease preparation fee - Additional fees and programs listed above ---------------------------- NEED TO SELL BEFORE YOU MOVE? ---------------------------- Stevens Realty can buy your current home directly. - No repairs, cleaning, or commissions - Move into your new home up to 30 days sooner! ---------------------------- BONUS: BUILD YOUR CREDIT! ---------------------------- Pay your rent on time and well report it to all 3 credit bureaus! Improve your credit, qualify for better rates, and establish credit history while renting. ---------------------------- Contact us today to schedule a tour or apply online! Apartment Resident Benefits Package Smart Lock & Thermostat Automation Inclusive Stevens Realty All Bills Included Utility Concierge Service Required ?? Move-in to your new 2BR/1BA apartment at Ridge Terrace Apartments for just $825/mo and get $200 OFF your first month’s rent! Spacious & modern units Pet-friendly $500 security deposit option

Ridge Terrace is located in Chattanooga, Tennessee in the 37412 zip code. This apartment community was built in 1974 and has 3 stories with 49 units.

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Special Features

  • Balcony/Patio

Floorplan Amenities

  • Washer/Dryer
  • Air Conditioning
  • Cable Ready
  • Dishwasher
  • Refrigerator

Airport

  • Lovell Field

    Drive: 16 min 6.1 mi

Universities

Parks & Recreation

  • UTC Clarence Jones Observatory

    Drive: 6 min 3.0 mi
  • Chattanooga Zoo

    Drive: 8 min 3.7 mi
  • Incline Railway

    Drive: 10 min 4.7 mi
  • Tennessee River Gorge Trust

    Drive: 9 min 5.5 mi
  • Creative Discovery Museum

    Drive: 9 min 5.7 mi

Shopping Centers & Malls

Schools

GreatSchools Rating

Private Middle & High School

926 Students
(423) 624-8300
Grades 6-12

Data provided by GreatSchools.org 2025 © 2025. All rights reserved.

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Ratings

Walkability

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Not Rated

Transit

NR
Not Rated

Bikeability

NR
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Ridge Terrace
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