3495 E Buffalo Ln Rental

OWNER FINANCING / RENT-TO-OWN — **$1,200 monthly** Affordable opportunity to become a homeowner without obtaining traditional bank financing. This late-1970s home offers approximately 780 square feet of living space on a fully fenced 0.19-acre lot. The property includes a screened porch, covered parking and a private yard. Property Features 2 bedrooms 1.5 bathrooms Approximately 780 sq. ft. Fully fenced 0.19-acre lot Chain-link fencing Screened porch Covered driveway/carport Private yard Owner financing available Traditional bank financing is not available Purchase and Payment Terms Purchase price: $120,000 Base monthly payment: $1,200 The minimum required down payment is based on the applicant’s credit score at the time the application is submitted: * 620-649: Minimum $14,000 down * 600-619: Minimum $18,000 down * Below 599: Minimum $24,000 down and additional approval requirements may apply The down payment is applied toward the purchase price. Final financing terms are based on credit, verified income, existing financial obligations and the applicant’s overall ability to make the required payments. Deferred Down-Payment Option A deferred down-payment option may be available to qualified applicants who are unable to provide the entire required down payment upfront. Under this option, the buyer must provide an agreed portion of the down payment before taking possession. The remaining deferred amount will be divided over an agreed repayment period and added to the regular monthly payment. The standard monthly payment is currently $1,200. Choosing the deferred down-payment option will result in a higher monthly payment obligation until the deferred portion has been paid in full. Deferred down-payment approval, the minimum amount required upfront, the repayment period and the increased monthly payment will be determined after reviewing the application. Not every applicant will qualify, and the entire down payment cannot necessarily be deferred. Application Requirements Applicants must be prepared to provide: * Valid identification * Verifiable household income * Authorization for credit and background screening * Employment or income documentation * Verification of available down-payment funds * Rental or mortgage-payment history, when available Submitting an application does not guarantee approval or reserve the property. Important Information This is a rent-to-own/owner-financing purchase opportunity, not a standard rental. The terms available are 10,15, 20 years. The property is offered as-is with the right to inspect. Buyers are encouraged to complete any desired inspections before signing the final agreement. Property taxes, utilities, maintenance and repairs will be the buyer’s responsibility after possession unless otherwise stated in the final written agreement. Final approval, monthly payment, deferred down-payment terms and financing documents will be provided to approved applicants before signing. $120,000 Purchase Price Payments starting at $1,200 per month Home is available starting November 2026, currently windows and doors are being replaced. Serious applicants only. Equal Housing Opportunity.