Best Affordable Neighborhoods in Santa Cruz, CA

Some of the cheapest neighborhoods in Santa Cruz are Beach Hill, Central Santa Cruz, and Westside. These neighborhoods offer some of the lowest rent prices in Santa Cruz, making them ideal for renters on a budget. As of February 8, 2026, the average rent in Santa Cruz is $2,709, which is 1.5% higher than last year. However, it's important to remember that rental prices can vary significantly based on factors such as location, amenities, and floor plans.

Beach Hill

Average Rent

$2,933/Month

Year-Over-Year Rent Change

0.6%

TransitScore® Rating

47/100

Units Available

23 Rentals

Beach Hill is an affordable neighborhood in Santa Cruz with an average rent price of $2,933. Compare this to the city average of $2,709. In the past year, rent prices have increased by 0.6%. Beach Hill provides easy access to Monterey Regional, Lighthouse Field State Beach, and Twin Lakes State Beach. It’s a walkable neighborhood with a WalkScore® of 89.

Central Santa Cruz

Average Rent

$3,328/Month

TransitScore® Rating

33/100

Units Available

19 Rentals

If you’re looking for a great, affordable neighborhood in Santa Cruz, Central Santa Cruz might be the perfect place! It has an average rent price of $3,328, while the city’s average stands at $2,709. Central Santa Cruz is near UC Santa Cruz, DeLaveaga Park, and Santa Cruz Mission State Historic Park.

Westside

Average Rent

$3,457/Month

Year-Over-Year Rent Change

0.3%

TransitScore® Rating

35/100

Units Available

97 Rentals

Westside is a top choice for budget-conscious renters for a variety of reasons. The average rent in Westside is $3,457 while the city average is $2,709. This is a -0.3% difference from last year. Residents enjoy convenient access to UC Santa Cruz, Scotts Valley Square Shopping Center, and De Anza College. The neighborhood is considered walkable with a WalkScore® of 78.

Downtown Santa Cruz

Average Rent

$3,483/Month

Year-Over-Year Rent Change

1.3%

TransitScore® Rating

50/100

Units Available

72 Rentals

When you’re looking for a great Santa Cruz neighborhood on a budget, check out Downtown Santa Cruz. The average rent is $3,483, compared to the city average of $2,709. Rent prices have decreased by 1.3%. Downtown Santa Cruz is convenient to De Anza College, UC Santa Cruz, and River Walk Plaza. The community is walkable with a WalkScore® of 98.

Eastside

Average Rent

$3,536/Month

Year-Over-Year Rent Change

1.3%

TransitScore® Rating

14/100

Units Available

12 Rentals

Eastside is an affordable neighborhood in Santa Cruz with an average rent price of $3,536. Compare this to the city average of $2,709. In the past year, rent prices have increased by 1.3%. Eastside provides easy access to Cabrillo College, Capitola Mall, and Norman Y Mineta San Jose International. It’s a walkable neighborhood with a WalkScore® of 79.

Cedar Street Village

Average Rent

$3,595/Month

TransitScore® Rating

50/100

Units Available

62 Rentals

If you’re looking for a great, affordable neighborhood in Santa Cruz, Cedar Street Village might be the perfect place! It has an average rent price of $3,595, while the city’s average stands at $2,709. Cedar Street Village is near Santa Cruz Museum of Natural History, De Anza College, and River Walk Plaza.

Pacific Avenue District

Average Rent

$3,613/Month

TransitScore® Rating

51/100

Units Available

61 Rentals

Pacific Avenue District is a top choice for budget-conscious renters for a variety of reasons. The average rent in Pacific Avenue District is $3,613 while the city average is $2,709. Residents enjoy convenient access to River Walk Plaza, West Valley College, and Pacific Square. The neighborhood is considered walkable with a WalkScore® of 99.

Riverwalk

Average Rent

$3,642/Month

Year-Over-Year Rent Change

11.6%

TransitScore® Rating

47/100

Units Available

49 Rentals

When you’re looking for a great Santa Cruz neighborhood on a budget, check out Riverwalk. The average rent is $3,642, compared to the city average of $2,709. Rent prices have increased by 11.6%. Riverwalk is convenient to Water Street Center, Monterey Regional, and Neary Lagoon. The community is walkable with a WalkScore® of 88.

Front Street

Average Rent

$3,803/Month

TransitScore® Rating

51/100

Units Available

46 Rentals

Front Street is an affordable neighborhood in Santa Cruz with an average rent price of $3,803. Compare this to the city average of $2,709. Front Street provides easy access to River Walk Plaza, Arana Gulch, and Santa Cruz Museum of Natural History. It’s a walkable neighborhood with a WalkScore® of 99.

Ready to make your move to Santa Cruz? Check out the rent specials, price drops, and great deals on ApartmentFinder.com!

Methodology

Transit Score measures access to public transit. Scores range from 0 (minimal transit) to 100 (rider’s paradise). Learn more about the Transit Score methodology. Rental data is sourced from CoStar Group’s Market Trend reports. As a leading authority in commercial real estate information, analytics, and news, CoStar performs in-depth research to build and sustain an extensive database of commercial real estate insights.

We've combined this data with public records to provide the most current rental information available.