Most Affordable Neighborhoods in Oceanside, CA

Some of the cheapest neighborhoods in Oceanside are Loma Alta, North Valley, and El Camino Estates. These neighborhoods offer some of the lowest rent prices in Oceanside, making them ideal for renters on a budget. As of August 2, 2025, the average rent in Oceanside is $2,200, which is 2% higher than last year. However, it's important to remember that rental prices can vary significantly based on factors such as location, amenities, and floor plans.

Loma Alta

Average Rent

$2,139/Month

Year-Over-Year Rent Change

0.9%

TransitScore® Rating

37/100

Units Available

20 Rentals

Loma Alta is a peaceful neighborhood known for its hilltop views and proximity to Buddy Todd Park. A key attraction is the Oceanside Pier, a popular spot for fishing and sightseeing. Renters will enjoy the suburban feel with easy access to shopping, dining, and the beach.

North Valley

Average Rent

$2,234/Month

Year-Over-Year Rent Change

3.7%

TransitScore® Rating

31/100

Units Available

12 Rentals

North Valley offers a variety of housing options and easy access to parks and schools. A key attraction is the Mission Marketplace, a large shopping center with a variety of retail and dining options. Renters will appreciate the suburban feel and proximity to major shopping centers.

El Camino Estates

Average Rent

$2,320/Month

Units Available

22 Rentals

If you’re looking for a great, affordable neighborhood in Oceanside, El Camino Estates might be the perfect place! It has an average rent price of $2,320, while the city’s average stands at $2,200. El Camino Estates is near Agua Hedionda Lagoon Discovery Center, Buena Vista Audubon Nature Center, and The Shoppes At Carlsbad.

Mira Costa

Average Rent

$2,359/Month

Year-Over-Year Rent Change

6.4%

TransitScore® Rating

36/100

Units Available

37 Rentals

Mira Costa is a neighborhood known for its proximity to MiraCosta College and local shopping centers. A key attraction is the MiraCosta College Botanic Garden, a beautiful spot for plant enthusiasts. All in all Mira Costa is ideal for any renter, but especially ones who love the outdoors.

Masters

Average Rent

$2,449/Month

Units Available

10 Rentals

Masters is a top choice for budget-conscious renters for a variety of reasons. The average rent in Masters is $2,449 while the city average is $2,200. Residents enjoy convenient access to Palomar College, Rancho Del Oro, and Rancho Guajome Adobe.

Montage

Average Rent

$2,449/Month

Units Available

10 Rentals

When you’re looking for a great Oceanside neighborhood on a budget, check out Montage. The average rent is $2,449, compared to the city average of $2,200. Montage is convenient to Rancho Guajome Adobe, Carlsbad State Beach, and MiraCosta College, Oceanside.

San Luis Rey

Average Rent

$2,481/Month

Year-Over-Year Rent Change

5%

TransitScore® Rating

34/100

Units Available

34 Rentals

San Luis Rey provides scenic neighborhood located near the San Luis Rey River, offering access to walking trails and outdoor activities. A key attraction is the Mission San Luis Rey, a historic mission museum. Renters will appreciate the quiet environment and proximity to local shopping and schools.

Oceana Mission

Average Rent

$2,508/Month

TransitScore® Rating

31/100

Units Available

13 Rentals

Oceana Mission is an affordable neighborhood in Oceanside with an average rent price of $2,508. Compare this to the city average of $2,200. Oceana Mission provides easy access to San Diego International, Agua Hedionda Lagoon Discovery Center, and MiraCosta College, Oceanside. It’s a car-dependent neighborhood with a WalkScore® of 42.

Ivey Ranch-Rancho Del Oro

Average Rent

$2,598/Month

Year-Over-Year Rent Change

2%

TransitScore® Rating

36/100

Units Available

53 Rentals

Ivey Ranch-Rancho Del Oro is a master-planned community offering modern homes, parks, and access to top-rated schools. A key attraction is the El Corazon Park, a large recreational area with sports fields. Renters will enjoy the peaceful environment and proximity to shopping and dining.

Oceana

Average Rent

$2,631/Month

Year-Over-Year Rent Change

1.7%

TransitScore® Rating

34/100

Units Available

10 Rentals

Oceana is a 55+ community offering affordable housing and access to recreational activities, including swimming pools and golf courses. A key attraction is the Emerald Isle Golf Course, a popular spot for local golfers. Renters will enjoy the quiet atmosphere and proximity to shopping and dining options.

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Methodology

Transit Score measures access to public transit. Scores range from 0 (minimal transit) to 100 (rider’s paradise). Learn more about the Transit Score methodology. Rental data is sourced from CoStar Group’s Market Trend reports. As a leading authority in commercial real estate information, analytics, and news, CoStar performs in-depth research to build and sustain an extensive database of commercial real estate insights.

We've combined this data with public records to provide the most current rental information available.