Best Affordable Neighborhoods in Oceanside, CA

Some of the cheapest neighborhoods in Oceanside are Loma Alta, North Valley, and Ellerys Loma Alta. These neighborhoods offer some of the lowest rent prices in Oceanside, making them ideal for renters on a budget. As of December 17, 2025, the average rent in Oceanside is $2,185, which is 0.8% higher than last year. However, it's important to remember that rental prices can vary significantly based on factors such as location, amenities, and floor plans.

Loma Alta

Average Rent

$2,053/Month

TransitScore® Rating

37/100

Units Available

49 Rentals

Loma Alta is a peaceful neighborhood known for its hilltop views and proximity to Buddy Todd Park. A key attraction is the Oceanside Pier, a popular spot for fishing and sightseeing. Renters will enjoy the suburban feel with easy access to shopping, dining, and the beach.

North Valley

Average Rent

$2,100/Month

Year-Over-Year Rent Change

4.7%

TransitScore® Rating

31/100

Units Available

13 Rentals

North Valley offers a variety of housing options and easy access to parks and schools. A key attraction is the Mission Marketplace, a large shopping center with a variety of retail and dining options. Renters will appreciate the suburban feel and proximity to major shopping centers.

Ellerys Loma Alta

Average Rent

$2,149/Month

TransitScore® Rating

36/100

Units Available

17 Rentals

When you’re looking for a great Oceanside neighborhood on a budget, check out Ellerys Loma Alta. The average rent is $2,149, compared to the city average of $2,185. Ellerys Loma Alta is convenient to Rancho Del Oro, Rancho Guajome Adobe, and CSU San Marcos. The community is car-dependent with a WalkScore® of 47.

San Luis Rey

Average Rent

$2,217/Month

Year-Over-Year Rent Change

5.3%

TransitScore® Rating

34/100

Units Available

26 Rentals

San Luis Rey provides scenic neighborhood located near the San Luis Rey River, offering access to walking trails and outdoor activities. A key attraction is the Mission San Luis Rey, a historic mission museum. Renters will appreciate the quiet environment and proximity to local shopping and schools.

Mira Costa

Average Rent

$2,338/Month

Year-Over-Year Rent Change

0.7%

TransitScore® Rating

36/100

Units Available

41 Rentals

Mira Costa is a neighborhood known for its proximity to MiraCosta College and local shopping centers. A key attraction is the MiraCosta College Botanic Garden, a beautiful spot for plant enthusiasts. All in all Mira Costa is ideal for any renter, but especially ones who love the outdoors.

El Camino Estates

Average Rent

$2,363/Month

Units Available

21 Rentals

El Camino Estates is an affordable neighborhood in Oceanside with an average rent price of $2,363. Compare this to the city average of $2,185. El Camino Estates provides easy access to Buena Vista Audubon Nature Center, Crouch Street, and Camino Town & Country.

Ivey Ranch-Rancho Del Oro

Average Rent

$2,455/Month

Year-Over-Year Rent Change

0.4%

TransitScore® Rating

36/100

Units Available

21 Rentals

Ivey Ranch-Rancho Del Oro is a master-planned community offering modern homes, parks, and access to top-rated schools. A key attraction is the El Corazon Park, a large recreational area with sports fields. Renters will enjoy the peaceful environment and proximity to shopping and dining.

Downtown Oceanside

Average Rent

$2,680/Month

Year-Over-Year Rent Change

0.3%

TransitScore® Rating

45/100

Units Available

74 Rentals

If you’re looking for a great, affordable neighborhood in Oceanside, Downtown Oceanside might be the perfect place! It has an average rent price of $2,680, while the city’s average stands at $2,185. In the last year, prices have decreased by 0.3%. Downtown Oceanside is near El Camino Real, Rancho Del Oro, and Crouch Street.

Ready to make your move to Oceanside? Check out the rent specials, price drops, and great deals on ApartmentFinder.com!

Methodology

Transit Score measures access to public transit. Scores range from 0 (minimal transit) to 100 (rider’s paradise). Learn more about the Transit Score methodology. Rental data is sourced from CoStar Group’s Market Trend reports. As a leading authority in commercial real estate information, analytics, and news, CoStar performs in-depth research to build and sustain an extensive database of commercial real estate insights.

We've combined this data with public records to provide the most current rental information available.